Design how your
business gets paid

Create smart payment flows with custom forms, pricing rules, and automated routing — all in one place.

Secure via Paystack
Next-day payouts
The new standard

Built for how
you actually work

Generic payment links don't understand your business. Sika Flows is built for your specific financial workflows.

Schools & Academies

Manage every student payment in one clean flow.

From tuition fees and PTA dues to excursion levies. Capture student IDs and grade data automatically before every transaction. No more manual reconciliation.

Tuition FeesExamsAdmissionsPTA Dues
SID-2026-001
Verified: Grade 10

Receipt Issued

GH₵ 2,500.00

Churches & NGOs

Structure your spiritual and social giving.

Create dedicated flows for tithes, seed offerings, or building funds. Let your community give with purpose while you track every donation with structured data.

TithesSeed OfferingsBuilding FundProject Pledges

Tithes

GH₵ 200

Building Fund

GH₵ 1,500

Seed Offering

GH₵ 500

Events & Foundations

Collect donations and ticket sales with ease.

Set attendee limits, manage ticket tiers, and capture guest information in a single motion. Professionalize your events with automated routing and instant reports.

Ticket SalesFundraisersAttendee TrackingWorkshops

Entry Pass

VIP ACCESS

Attendees

124 / 150

Collecting payments
shouldn't be messy

It’s chaotic, error-prone, and hard to scale when your data lives in one place and your money in another.

The chaotic way

  • Disconnected payment links
  • Manual Google Forms for data
  • Messy Excel sheets for tracking
  • Manual reconciliation via WhatsApp

The Sika Flow

  • Design one integrated flow
  • Capture structured data automatically
  • Auto-calculate fees and rules
  • Route revenue to the right accounts
The "aha" moment

Sika Flows turns payments into structured flows

Stop sending dead-end links. Design a workflow that handles data and money in one seamless motion.

1. Smart form

Capture the right data (ID, Group, Size) before they pay.

2. Pricing rules

Automatically apply fees, discounts, or category pricing.

3. Secure payment

Accept MoMo or Card via a professional checkout.

4. Auto-routing

Direct funds to the correct Bank or MoMo account.

5. Real-time sync

Get structured data instantly synced via webhooks.

Form → Pricing → Payment → Routing → Data
Capabilities

Everything you need to
design your payments

Powerful infrastructure designed to help African organizations manage payments with precision and zero stress.

Smart logic-based
payment forms

Capture student IDs, fellowship groups, or custom service requirements with built-in logic before payment.

Programmable pricing engine

Automatically calculate fees, discounts, or category-based pricing based on user selections.

Multi-account routing

Direct revenue exactly where it belongs. Route payments to different accounts automatically.

APIs & webhooks for
modern teams

Connect your backend directly. Fetch dynamic balances via API or trigger instant actions via post-payment webhooks.

Offline-to-online

Turn any flow into a professional scan-to-pay QR code for posters, flyers, or physical menus.

Structured data & reports

Download clean, ready-to-use records instantly. Your payments and data are always synced.

Appointments & 1-on-1s

Enable consultancy flows and sync availability with Google Calendar effortlessly.

Strategic advantage

More than a
payment link

While gateways focus on the transaction, Sika Flows focuses on your entire business workflow.

Swipe to compare
FeaturePayment gatewaysSika Flows
Collect Payments (MoMo & Card)
Capture Structured Data
Programmable Pricing Logic
Integrated Appointment Scheduling
Automated Group & Event Sync
Custom API & Webhook Integration
Multi-Account Revenue Routing
Custom Branded Workflows
Beyond the transaction

Revenue
intelligence

Traditional gateways only show you the transactions. Sika Flows reveals the business context behind every payment.

Turn payment data into
business intelligence

Stop guessing where your money is coming from. Sika Flows automatically syncs every payment with the structured data you capture, giving you a crystal-clear view of your organization's health in real-time.

Flow performance

Track which payment flows are converting best and identify your most reliable revenue streams.

Structured export

Every field you design in your flow is ready for export. No more manual data entry into Excel or accounting software.

Performance

Last 30 days

Live view
#1Grade 10 Tuition Fees
GH₵ 42,450+18% growth
#2Annual Harvest Pledges
GH₵ 28,120+12% growth
#3Workshop Registration
GH₵ 15,400+32% growth
#4PTA Special Levy
GH₵ 8,200+5% growth
#5Consultation Deposits
GH₵ 4,850+15% growth

Total monthly revenue

GH₵ 31,020

+18.4%

vs last month

Start building smarter payment flows today.

Join the next generation of organizations building structured, API-driven payment workflows. Free to start, no credit card required.

Pricing plans

Simple, transparent Cedi pricing.

Choose the plan that fits your business today. Upgrade as you grow.

Starter

GH₵0/ month

Experience the power of structured flows for your organization.

2 Active Payment Flows
2% Processing Fee
Structured Data Capture
Real-time Data Sync
Custom Flow URLs
Automatic Receipts
1 Team Viewer
Most popular

Pro

GH₵50/ month

Automate your operations and protect your profit margins.

6 Active Payment Flows
2% Processing Fee
Organization Payment Hub
Multi-Account Routing
Automated Daily Reports
Fee Bearer Toggle
Structured Data Export
Offline-to-Online (QR Codes)
6 Team Viewers

Business

GH₵100/ month

Complete infrastructure for high-performance organizations.

10 Active Payment Flows
2% Processing Fee
Full Infrastructure Branding
Appointments & 1-on-1s
Group Sessions & Events
Programmable Pricing Engine
External API Integration
Post-Payment Success Webhooks
Custom Success Messages
10 Team Viewers
Priority Feature Access
All Pro Features Included
Our mission

Built to empower the
African merchant

We provide the programmable layer that turns a simple payment into a powerful business workflow.

The problem

Operational fragmentation is the silent enemy of growth. When your payments and customer data are disconnected, you can't scale.

Our vision

Sika Flows is the infrastructure for African commerce. We provide the tools that allow organizations to design their own destiny.

The goal

To empower 10,000 organizations to automate their revenue and focus on building what truly matters.

"It's time to stop managing transactions and start designing workflows."

— The Sika Flows Team