Built for how you actually work
Generic payment links don't understand your business. Sika Flows is built for your specific workflows.
Schools & Academies
Manage multiple payment types in one place.
Churches & NGOs
Structure your spiritual and social giving.
Training & Programs
Handle registration and payments for courses.
Professional Services
Professionalize how your clients pay for services.
Events & Foundations
Collect donations and ticket sales with ease.
Health & Wellness
Secure payments before consultation.
Collecting payments shouldn't be messy
It’s chaotic, error-prone, and hard to scale when your data lives in one place and your money in another.
The "Chaotic" Way
- Disconnected Payment links
- Manual Google Forms for data
- Messy Excel sheets for tracking
- Manual reconciliation via WhatsApp
👉 Error-prone and impossible to scale.
The Sika Flow
- Design one integrated flow
- Capture structured data automatically
- Auto-calculate fees and rules
- Route revenue to the right accounts
✅ Structured, automated, and professional.
SikaFlows turns payments into structured flows
Stop sending dead-end links. Design a workflow that handles data and money in one seamless motion.
1. Smart Form
Capture the right data (ID, Group, Size) before they pay.
2. Pricing Rules
Automatically apply fees, discounts, or category pricing.
3. Secure Payment
Accept MoMo or Card via a professional checkout.
4. Auto-Routing
Direct funds to the correct Bank or MoMo account.
5. Real-time Sync
Get structured data instantly synced to your server or Excel via webhooks.
Everything You Need to
Design Your Payments
Powerful infrastructure designed to help African organizations manage payments with precision and zero stress.
Smart Logic-Based Forms
Design the exact data you need before payment. Capture Student IDs, fellowship groups, or custom service requirements with built-in logic.
Programmable Pricing Engine
Set complex, dynamic prices based on user form selections. Automatically calculate fees, discounts, or category-based pricing logic.
Multi-Account Routing
Direct your revenue exactly where it belongs. Route payments from different flows to different Bank or MoMo accounts automatically.
APIs & Webhooks
Connect your backend directly to your flows. Fetch dynamic balances via API or trigger instant actions in your app via post-payment webhooks.
Offline-to-Online (QR Codes)
Turn any flow into a professional scan-to-pay QR code. Perfect for posters, flyers, or menus in your physical locations.
Structured Data & Reports
Download clean, ready-to-use records instantly. Your payments and data are synced, so you never have to reconcile manually again.
Appointments & 1-on-1s
Enable consultancy flows and sync availability with Google Calendar. Let clients book and pay for their sessions in one motion.
Group Sessions & Events
Set attendee limits for workshops, tours, or classes. Sika Flows automatically manages capacity and adds confirmed guests to your calendar.
More than a payment link
While gateways focus on the transaction, SikaFlows focuses on your entire business workflow.
| Feature | Payment Gateways | SikaFlows |
|---|---|---|
| Collect Payments (MoMo & Card) | ||
| Capture Structured Data | ||
| Programmable Pricing Logic | ||
| Integrated Appointment Scheduling | ||
| Automated Group & Event Sync | ||
| Custom API & Webhook Integration | ||
| Multi-Account Revenue Routing | ||
| Custom Branded Workflows |
Revenue Intelligence
Traditional gateways only show you the transactions. Sika Flows reveals the business context behind every payment.
Turn Payment Data into
Business Intelligence.
Stop guessing where your money is coming from. Sika Flows automatically syncs every payment with the structured data you capture, giving you a crystal-clear view of your organization's health in real-time.
Flow Performance
Track which payment flows are converting best and identify your most reliable revenue streams.
Structured Export
Every field you design in your flow is ready for export. No more manual data entry into Excel or accounting software.
Flow Performance
Last 30 Days
Total Monthly Revenue
GH₵ 31,020
+18.4%
vs last month
Knowledge to help your
Organization Scale.
Scale Beyond Payments: APIs & Webhooks
What happens before and after a payment is where the magic happens. Introducing External API Logic and Success Webhooks.
Introducing Sika Flows Scheduling
Selling your time shouldn't feel like a part-time job. Discover how Appointment Scheduling ends the 'email dance' for consultants.
Automate Church Tithes & Offerings
Discover how modern technology is helping church administrators in Ghana manage tithes and building funds with 100% transparency.
Simple, Transparent Cedi Pricing.
Choose the plan that fits your business today. Upgrade as you grow.
Starter
Experience the power of structured flows for your organization.
Pro
Automate your operations and protect your profit margins.
Business
Complete infrastructure for high-performance organizations.
Built to Empower the
African Merchant.
The Problem
Operational fragmentation is the silent enemy of growth. When your payments, customer data, and financial workflows are disconnected, you can't scale.
Our Vision
Sika Flows was built to be the infrastructure for African commerce. We provide the programmable layer that turns a simple payment into a powerful business workflow.
The Goal
Our goal is to empower 10,000 organizations to design their own financial destiny—automating their revenue and focusing on building what matters.
"It's time to stop managing transactions and start designing workflows."
— The Sika Flows Team